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Young Persons Car Insurance - How to Reduce Premiums Obtaining young persons car insurance for drivers 24 and under can be a daunting task if the objective is to minimize premiums. Monthly payments 50%-60% higher than normal would not be unusual in this young driver category. The fact that drivers at the age of sixteen are more likely to get in an accident six times more than 30 and over age drivers produces higher rates. The higher accident potential is teens' tendencies to take more risks: driving faster than the speed limit, cell phone usage, texting while driving, and driving while using alcohol. Faced with these facts and tendencies, we can now look at ideas for decreasing premiums for young persons car insurance. Some of the following ideas will require action before the new driver is even old enough to drive a car. Set a good driving example as a parent - Establishing a good driving record is important for the new driver. Seeing a parent drive in a safe manner can be very helpful in setting a good pattern. Driving class - Completing a driver's education program can promote discounts in the neighborhood of 5-15%. It would be wise to plan ahead by talking to the potential insurer to see if there is a particular driver education program that will result in the largest savings. Student grades - 3-10% discounts are achievable for young drivers with good grade points because they prove to have a safer driving record. Grades typically need to be 3.0 or higher. Put your teen on your policy - When changing your policy, it is important that the parent's driving record is acceptable in order to obtain a savings. Car selection is important - For lower rates be sure the young driver's car reflects acceptable safety features and acceptable crash test ratings. It goes without saying; a good previously owned auto will achieve lower premiums. To be sure your decision is correct, the insurance carrier can advise you of the premiums associated with the cars you are considering. Be aware of state restrictions and driving guidelines - Many states have driving restrictions that are reduced over time for a new driver. Obviously both the parent and the newly licensed driver must be aware of these. Also, providers who specialize in young persons car insurance may offer premium discounts related to those restrictions. Allowing the new driver to be insured for driving only one particular car within a family is an example. Driving safely is very important - Higher premiums for 5-7 years can be the result of a moving violation or even a minor accident. Delay driving - Try waiting until 17 or 18, for example, to save on premiums Online insurance purchase provides lower premiums - Purchasing directly from the carrier online should result in reductions of upwards of 15% Review a number of quotes - Some carriers may look at young drivers differently. Do not make a decision with a quote from just one company. Consider paperless billing and payments - Discounts are available, including those for premiums automatically deducted from a checking account. So now you've got some ideas - eleven suggestions for obtaining lower premiums for young persons car insurance. Because getting a new driver started is somewhat of a partnership, it is important that both parent and young driver take these areas into consideration. Reviewing the suggestions together should result in young persons car insurance that reduces premiums while maintaining adequate risk protection.
HALAMAN SELANJUTNYA:
Car Insurance Singapore
Car Insurance
Ntuc Car Insurance
Fwd Car Insurance
Direct Asia Car Insurance
Aviva Car Insurance
Car Insurance Quotes Online
Ntuc Income Car Insurance
Cheapest Car Insurance Singapore
Msig Car Insurance
Aig Car Insurance
Axa Car Insurance
Car Insurance Quotes
Best Car Insurance Singapore
Budget Direct Car Insurance
Aviva Car Insurance Singapore
Cheap Car Insurance
Axa Car Insurance Singapore
Aig Car Insurance Singapore
Commercial Car Insurance
Car Insurance Quote Singapore
Compare Car Insurance
China Taiping Car Insurance
Car Insurance Claim
Tokio Marine Car Insurance
Direct Asia Car Insurance Review
Ntuc Car Insurance Quote
Car Insurance Comparison Singapore
Ntuc Car Insurance Hotline
Best Car Insurance
Etiqa Car Insurance
Car Insurance Malaysia
Msig Car Insurance Singapore
Rental Car Insurance
Car Insurance Online
Hdfc Ergo Car Insurance
Tesco Car Insurance
Car Insurance Calculator
Ntuc Car Insurance Claim
Comprehensive Car Insurance
Tata Aig Car Insurance
Prudential Car Insurance
Uob Car Insurance
Rsa Car Insurance
Chartis Car Insurance Singapore
Affordable Car Insurance
Aia Car Insurance Singapore
Car Insurance Companies
Go Compare Car Insurance
Tenet Sompo Car Insurance
Car Insurance India
List Of Car Insurance Companies In Singapore
Cheap Online Car Insurance
Car Insurance Calculator Singapore
Tenet Car Insurance
Car Rental Insurance Singapore
Sainsburys Car Insurance
Instant Car Insurance Quote
How Much Is Car Insurance
Dbs Car Insurance
Car Insurance Promotion
Aa Car Insurance
Ntuc Car Insurance Singapore
Aig Singapore Car Insurance
Car Insurance Uk
Car Insurance Policy
Chartis Car Insurance
Aia Car Insurance
Buy Car Insurance Online
Liberty Car Insurance Singapore
Car Insurance Australia
Cheap Car Insurance Quotes
Compare Car Insurance Online
Nrma Car Insurance
New Car Insurance
Icici Lombard Car Insurance
Maybank Car Insurance
Ntuc Car Insurance Review
Great Eastern Car Insurance
Direct Car Insurance
Car Insurance Singapore Price
Liberty Car Insurance
Tokio Marine Car Insurance Singapore
Oac Car Insurance
Car Insurance Rates
Online Car Insurance Singapore
Car Insurance Renewal
Aviva Singapore Car Insurance
Axa Car Insurance Hotline
Citibank Car Insurance
Car Insurance Sg
Hong Leong Car Insurance
Car Insurance Installment
Car Insurance Quotation
Aami Car Insurance
Car Insurance Quote Online Singapore
Income Car Insurance
Third Party Car Insurance
Car Insurance Premium Calculator
Royal Sundaram Car Insurance
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